Find your perfect mortgage with SouthStar Bank in Austin

For over 105 years, SouthStar Bank has been a staple of the Central Texas community, dedicated to developing loan products that foster financial growth for all residents, from first-time homebuyers to experienced landowners.With a deep-rooted commitment to personalized service, the bank offers a variety of mortgage solutions tailored to meet the diverse needs of homebuyers in Austin and beyond.Whether you're a traditional homebuyer, a first-time purchaser, a veteran, a Spanish-speaking client, or are utilizing an Individual Taxpayer Identification Number (ITIN), SouthStar Bank has a program designed to help. AdobeStock Traditional Mortgage ProgramSouthStar Bank's Traditional Mortgage Program is ideal for those seeking conventional loan options.This program offers competitive rates and flexible terms, ensuring that buyers can find a mortgage solution that fits their financial situation. The bank's experienced loan officers guide you through each step of the process, making homeownership both accessible and straightforward.H.O.P.E. ProgramUnderstanding that not all potential homeowners have a standard financial profile, SouthStar Bank has introduced the H.O.P.E. (Housing Opportunities are a Priority for Everyone) Program.This program has been developed to assist those who may face challenges qualifying for traditional mortgages, such as limited credit history or unique income situations. By considering alternative credit criteria and offering flexible terms, the H.O.P.E. Program opens doors for many to achieve their dream of owning a home.ITIN Mortgage LendingRecognizing the vibrant and diverse population of Texas, SouthStar Bank offers the ITIN Mortgage Lending Program.This program is specifically tailored for individuals who do not have a Social Security Number but possess an ITIN. It provides an opportunity for non-citizen residents to secure mortgage financing, reflecting the bank's commitment to inclusivity and support for all community members.VA Mortgage ProgramIn honor of the sacrifices made by our servicemen and women, SouthStar Bank provides the VA Mortgage Program.This program offers veterans and active-duty military personnel favorable loan terms, including options for no down payment and competitive interest rates. It's a testament to the bank's dedication to giving back to those who have served our country. AdobeStockConnecting with SouthStar Bank in AustinIf you're interested in exploring mortgage options or learning more about the bank's services, SouthStar Bank's Austin-based lending team is ready to assist. You can expect personalized guidance, a deep understanding of the local real estate market, and a commitment to finding the best mortgage solution for your needs.Locate your nearest branch to speak directly with a loan officer, or visit the SouthStar Bank website to explore your mortgage options and get started with pre-qualification.---All loans are subject to approval. Other fees and restrictions may apply. SouthStar Bank NMLS #410624. Member FDIC. Equal Housing Lender.